Your Xero Data Holds
$200K+ in Missed Tax Benefits
AI-powered forensic analysis scans 5 years of transactions to surface R&D tax offsets, unclaimed deductions, and compliance gaps that your current process is likely missing.
Division 355 ITAA 1997 · Section 8-1 ITAA 1997 · Division 7A ITAA 1936
Key Australian Tax Statistics
The Numbers That Matter
$12.2B
43.5%
8.77%
$20K
The Problem
Most Australian SMEs Leave Money on the Table
Manual bookkeeping misses eligible R&D activities, misclassifies deductible expenses, and overlooks compliance gaps that compound across financial years.
Software development, process improvement, and engineering work often qualifies under Division 355 but gets buried in general operating expenses.
Business travel, professional development, equipment, and home office costs incorrectly coded in Xero — resulting in understated deductions.
Shareholder loans, company payments, and trust distributions that trigger deemed dividend provisions when minimum repayments are missed.
How It Works
From Xero Connection to Tax Recovery
- 01
Connect Your Xero
Secure OAuth link with read-only access. Your accounting data is never modified. Australian data centres only.
30-second setup via Xero OAuth 2.0 - 02
AI Forensic Scan
Our engine analyses every transaction across 5 financial years — flagging R&D eligibility, deduction gaps, and Division 7A exposures.
2,400+ transactions per hour - 03
Prioritised Findings
Receive findings ranked by dollar value with full ATO legislation references, confidence scores, and amendment period deadlines.
ITAA 1997 section citations on every finding - 04
Professional Review
Share exportable reports (PDF/Excel) with your registered tax agent for review and implementation. We recommend — they execute.
White-label reports for advisory firms
Calculate Your Benefit
R&D Tax Offset Estimator
R&D Offset Calculator
Division 355 ITAA 1997Estimated Offset
$108,750
43.5% refundable rate
Net R&D Cost
$141,250
After tax offset recovery
Effective Cost
56.5%
Per dollar of R&D spend
Estimate only. Refundable offset for entities with aggregated turnover under $20M (s 355-100 ITAA 1997). Entities at 30% rate receive 48.5% offset. Subject to $4M annual cap. Consult a registered tax agent.
Compliance Guarantee
Built on Australian Tax Law
Every calculation references specific ATO legislation. Every finding includes confidence scores and amendment period deadlines.
Independent Compliance Audit
Verified against ITAA 1936 / ITAA 1997 / FBTAA 1986 / TASA 2009
Tax Law Accuracy
Security & Privacy
Disclaimer: This platform is an analytical tool and is not a registered tax agent under the Tax Agent Services Act 2009 (TASA). All findings are estimates for informational purposes only. Review by a registered tax practitioner is required before implementation.
Read-Only Promise
We analyse and recommend. Your Xero data is never modified, deleted, or written to. All changes require your explicit action with professional guidance.
Money-Back Guarantee
If our forensic audit doesn't identify at least $5,000 in potential tax benefits, we refund your $995 audit fee in full. No questions asked.
Common Questions
Frequently Asked Questions
How much can Australian businesses recover through R&D tax offsets?
Under Division 355 ITAA 1997, eligible Australian businesses with aggregated turnover under $20M can receive a refundable tax offset at the corporate tax rate plus 18.5% (43.5% for base rate entities at 25%). Our forensic analysis typically identifies $200K–$500K in recoverable benefits across 5 financial years.
Is my Xero data safe with ATO Tax Optimizer?
Yes. We use read-only Xero OAuth access with AES-256-GCM encryption. Your accounting data is never modified. All infrastructure runs in Australian data centres (ap-southeast-2) with row-level security on every tenant’s data.
Does this replace my tax agent?
No. ATO Tax Optimizer is an analytical tool, not a registered tax agent under the Tax Agent Services Act 2009 (TASA). All findings should be reviewed by a qualified tax professional before implementation. We recommend — they execute.
What data does the forensic analysis examine?
The platform analyses up to 5 years of Xero transaction data including profit & loss, balance sheet, journal entries, and bank transactions. It cross-references every line item against ATO legislation (ITAA 1997, ITAA 1936, FBTAA 1986) to identify misclassified deductions, eligible R&D activities, and Division 7A compliance gaps.
How long does the tax analysis take?
The AI-powered forensic scan processes approximately 2,400 transactions per hour. A typical 5-year analysis for an SME with moderate transaction volume completes within 2–4 hours. You’ll receive prioritised findings ranked by dollar value with full legislation references.
Which Australian tax legislation does the platform reference?
Every finding includes specific ATO legislation references. Key Acts include Division 355 ITAA 1997 (R&D Tax Incentive), Section 8-1 ITAA 1997 (general deductions), Division 7A ITAA 1936 (private company loans), FBTAA 1986 (fringe benefits), and Subdivision 328-D ITAA 1997 (instant asset write-off).
Is my financial data stored in Australia?
Yes. All data is stored in Australian data centres (AWS ap-southeast-2, Sydney). We use Supabase with PostgreSQL hosted in the Sydney region, and Vercel edge functions deployed to syd1. Your financial data never leaves Australian jurisdiction.
Investment
Select Your Plan
Business Owner
For Australian entities seeking to recover historical R&D offsets and correct ledger misclassifications across 5 financial years.
Advisory Firms
Enterprise platform for Accountants, Financial Planners, and Bookkeepers managing high-volume Australian client portfolios.
Ready to Recover
Stop Leaving Tax Benefits on the Table
Connect your Xero account in 30 seconds. Our AI scans 5 years of transaction data and surfaces every missed deduction, R&D offset, and compliance gap.
Get Started with XeroNo credit card required · Read-only access · $5K minimum benefit guarantee